Medical

Pre-existing medical conditions - Navigator policies

There is full cover if you have certain on-going medical conditions, including asthma or diabetes, and your condition and dosage levels are normally stable and well controlled and you have not required treatment or surgery within the last 6 months. If this is the case then you do not need to call the medical pre-screening service. Otherwise, for Navigator policies you need to call the Medical prescreening service on 0845 250 5375, quoting reference WHIIL/VOY/NAV/2009 and they will advise what effect, if any, your condition would have on cover. They will give you a Medical Reference number to quote when ordering your policy. If in any doubt, it is safer to call the number and check.

Voyager Policies

Pre-existing medical conditions, including asthma and diabetes, are not covered on Voyager policies, unless accepted by Medical Screening on 0845 055 9923, quoting "Voyager WebBroker Policy" *